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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,054 | $76,551+107.8% | $123,894+28.4% | $62,881+152.9% |
| Participation rate | 81.3% | 73.0%+8.4pp | 81.4%-0.1pp | 69.3%+12.0pp |
| Annual return | 10.85% | 18.68%-7.8pp | 47.52%-36.7pp | 20.14%-9.3pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $4,468 | $4,840-7.7% | $5,984-25.3% | $3,203+39.5% |
| Admin fee / account holder | $21,184 | $4,826+339.0% | $8,357+153.5% | $4,296+393.1% |