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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,067 | $77,817+136.5% | $123,553+49.0% | $64,173+186.8% |
| Participation rate | 74.4% | 74.7%-0.4pp | 82.3%-7.9pp | 69.6%+4.8pp |
| Annual return | -3.50% | 12.49%-16.0pp | 119.21%-122.7pp | 7.63%-11.1pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,170 | $5,240-20.4% | $6,426-35.1% | $3,470+20.2% |
| Admin fee / account holder | $7,791 | $5,519+41.2% | $9,284-16.1% | $4,887+59.4% |