Retirement plan

ARCHER & GREINER, P.C. CASH OR DEFERRED PROFIT SHARING PLAN

Name: ARCHER & GREINER, P.C. - ARCHER & GREINER, P.C. CASH OR DEFERRED PROFIT SHARING PLAN (2017) Form 5500
Creator: ARCHER & GREINER, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ARCHER & GREINER, P.C. CASH OR DEFERRED PROFIT SHARING PLAN, ARCHER & GREINER, P.C.

ARCHER & GREINER, P.C.EIN 22-2092948Plan #001PY 2017

PO BOX 3000 - HADDONFIELD, NJ 080330968856-795-2121archerlaw.comLinkedIn201-500 employeeslaw practice

Prospect flagsLow returnsHigh assets / participant

How to read this page

Total assets (EOY)

$151.7M

+8.8% from 2016

Total participants

453

-0.2% from 2016

Average account balance

$334,908

+9.0% from 2016

Annual return

11.94%

+2.75 pp from 2016

Benchmarks

See 2,615 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,615 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$215.90M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$596K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

362

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$7.34M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$24K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.92%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$709

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
LINCOLN NATIONAL CORPORATION2+ years Filed as: LINCOLN FINANCIAL ADVISORS CORP Service code 27 · EIN 35-1151034 1800 CHAPEL AVE · CHERRY HILL, NJ 08002	Advisory (Plan)	$84,781
RAGONE LACATENA FAIRCHILD & BEPPEL2+ years Service code 10 · EIN 22-2569347 76 EUCLID AVE · HADDONFIELD, NJ 08033	Accounting	$12,840
PRUDENTIAL RETIREMENT INSURANCE AND2+ years Filed as: PRUDENTIAL RETIREMENT INS & ANNUITY Service code 15 · EIN 06-1050034 280 TRUMBALL STREET · HARTFORD, CT 06103	Recordkeeping	$4,398

Plan features & details

Pension benefit codes2A2E2J3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$103K

$312 / participant

Other / not subdivided$103K100.0%

% of EOY assets

0.068%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RAGONE LACATENA FAIRCHILD & BEPPEL
Auditor EIN: 222569347
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$334,908

$155,795+115.0%

$136,298+145.7%

$69,631+381.0%

Participation rate

100.0%

75.2%+24.8pp

81.9%+18.1pp

70.7%+29.3pp

Annual return

11.94%

232464.33%-232452.4pp

5156.27%-5144.3pp

27571.02%-27559.1pp

Employer contribution / active EE

$5,655

$2,991+89.1%

$4,696+20.4%

$2,032+178.3%

Participant deferral / active EE

$10,681

$5,394+98.0%

$6,247+71.0%

$3,224+231.3%

Admin fee / account holder

$228

$128+77.9%

$9,244-97.5%

$110+106.6%

Provider

Service type

Compensation

LINCOLN NATIONAL CORPORATION2+ years

Filed as: LINCOLN FINANCIAL ADVISORS CORP

Service code 27 · EIN 35-1151034

1800 CHAPEL AVE · CHERRY HILL, NJ 08002

Advisory (Plan)

$84,781

RAGONE LACATENA FAIRCHILD & BEPPEL2+ years

Service code 10 · EIN 22-2569347

76 EUCLID AVE · HADDONFIELD, NJ 08033

Accounting

$12,840

PRUDENTIAL RETIREMENT INSURANCE AND2+ years

Filed as: PRUDENTIAL RETIREMENT INS & ANNUITY

Service code 15 · EIN 06-1050034

280 TRUMBALL STREET · HARTFORD, CT 06103

Recordkeeping

$4,398

ARCHER & GREINER, P.C. CASH OR DEFERRED PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ARCHER & GREINER, P.C. CASH OR DEFERRED PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion