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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,356 | $80,985+225.2% | $96,576+172.7% | $75,181+250.3% |
| Participation rate | 79.5% | 71.8%+7.7pp | 76.0%+3.5pp | 67.2%+12.3pp |
| Annual return | 19.93% | 27.05%-7.1pp | 25.87%-5.9pp | 160.69%-140.8pp |
| Employer contribution / active EE | $2,178 | $2,282-4.6% | $2,965-26.5% | $2,671-18.4% |
| Participant deferral / active EE | $6,301 | $3,929+60.4% | $4,851+29.9% | $4,126+52.7% |
| Admin fee / account holder | $26,420 | $6,719+293.2% | $8,253+220.1% | $5,650+367.6% |