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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,780 | $71,872+246.1% | $86,691+187.0% | $68,495+263.2% |
| Participation rate | 80.6% | 72.2%+8.3pp | 76.6%+4.0pp | 67.9%+12.7pp |
| Annual return | -20.75% | 3.53%-24.3pp | 35.94%-56.7pp | -7.84%-12.9pp |
| Employer contribution / active EE | $2,350 | $2,173+8.2% | $2,837-17.2% | $2,596-9.5% |
| Participant deferral / active EE | $6,207 | $3,779+64.3% | $4,656+33.3% | $4,028+54.1% |
| Admin fee / account holder | $3,633 | $6,112-40.6% | $7,492-51.5% | $5,403-32.8% |