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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,516 | $96,491+67.4% | $75,894+112.8% | $152,885+5.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 14.86% | 33.98%-19.1pp | 30.76%-15.9pp | 345.39%-330.5pp |
| Employer contribution / active EE | $5,045 | $3,310+52.4% | $2,501+101.7% | $4,763+5.9% |
| Participant deferral / active EE | $7,241 | $4,553+59.0% | $3,603+101.0% | $5,851+23.8% |
| Admin fee / account holder | $9,673 | $8,079+19.7% | $5,420+78.5% | $11,598-16.6% |