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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,536 | $91,037+31.3% | $71,671+66.8% | $147,586-19.0% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 10.42% | 20.48%-10.1pp | 20.65%-10.2pp | 578.59%-568.2pp |
| Employer contribution / active EE | $4,328 | $3,327+30.1% | $2,460+75.9% | $4,876-11.3% |
| Participant deferral / active EE | $6,285 | $4,498+39.7% | $3,438+82.8% | $5,439+15.6% |
| Admin fee / account holder | $14,096 | $8,613+63.7% | $5,558+153.6% | $10,886+29.5% |