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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,150 | $181,062+154.1% | $158,223+190.8% | $155,188+196.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 15.67% | 57.39%-41.7pp | 52.09%-36.4pp | 148.84%-133.2pp |
| Employer contribution / active EE | $46,500 | $4,565+918.7% | $4,109+1031.7% | $4,248+994.7% |
| Participant deferral / active EE | $31,000 | $6,134+405.3% | $5,467+467.0% | $6,531+374.6% |
| Admin fee / account holder | $2,949 | $18,825-84.3% | $16,047-81.6% | $14,480-79.6% |