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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,111 | $77,638+258.2% | $156,551+77.6% | $62,881+342.3% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 3.99% | 50.33%-46.3pp | 32.23%-28.2pp | 20.14%-16.2pp |
| Employer contribution / active EE | $10,536 | $3,444+205.9% | $5,501+91.5% | $2,281+361.9% |
| Participant deferral / active EE | $8,096 | $3,046+165.8% | $4,871+66.2% | $3,203+152.8% |
| Admin fee / account holder | $16,883 | $5,561+203.6% | $13,028+29.6% | $4,296+293.0% |