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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,355 | $217,432+39.5% | $185,851+63.2% | $167,553+81.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.86% | 148.43%-132.6pp | 122.11%-106.3pp | 478.89%-463.0pp |
| Employer contribution / active EE | $20,592 | $5,874+250.5% | $5,168+298.4% | $4,840+325.5% |
| Participant deferral / active EE | $12,384 | $6,357+94.8% | $5,569+122.4% | $6,343+95.2% |
| Admin fee / account holder | $28,847 | $19,820+45.5% | $16,245+77.6% | $12,316+134.2% |