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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,193 | $43,730+74.2% | $121,220-37.1% | $64,173+18.7% |
| Participation rate | 46.4% | 58.3%-11.9pp | 71.8%-25.3pp | 69.6%-23.1pp |
| Annual return | -3.90% | 68.94%-72.8pp | 16.94%-20.8pp | 7.63%-11.5pp |
| Employer contribution / active EE | $343 | $1,297-73.6% | $4,023-91.5% | $2,381-85.6% |
| Participant deferral / active EE | $2,406 | $2,281+5.5% | $3,345-28.1% | $3,470-30.6% |
| Admin fee / account holder | $238 | $3,502-93.2% | $5,021-95.3% | $4,887-95.1% |