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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,531 | $140,578-57.7% | $100,671-40.9% | $125,389-52.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 70.7%+29.3pp | 83.2%+16.8pp |
| Annual return | -2.11% | 24.67%-26.8pp | 20.43%-22.5pp | 282.24%-284.4pp |
| Employer contribution / active EE | $731 | $5,965-87.8% | $4,012-81.8% | $4,866-85.0% |
| Participant deferral / active EE | $5,951 | $3,981+49.5% | $3,144+89.3% | $5,352+11.2% |
| Admin fee / account holder | $24,651 | $6,716+267.0% | $4,850+408.3% | $9,541+158.4% |