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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,979 | $65,703-36.1% | $94,228-55.4% | $59,633-29.6% |
| Participation rate | 34.4% | 72.1%-37.7pp | 78.8%-44.4pp | 68.7%-34.3pp |
| Annual return | 0.55% | 5.22%-4.7pp | 10.68%-10.1pp | 2041.40%-2040.9pp |
| Employer contribution / active EE | $931 | $2,021-53.9% | $3,587-74.1% | $2,203-57.7% |
| Participant deferral / active EE | $1,703 | $3,143-45.8% | $4,320-60.6% | $3,192-46.6% |
| Admin fee / account holder | $1,515 | $4,264-64.5% | $6,269-75.8% | $4,297-64.7% |