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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,061 | $78,707-16.1% | $117,861-44.0% | $70,126-5.8% |
| Participation rate | 34.4% | 73.2%-38.8pp | 79.7%-45.3pp | 69.5%-35.2pp |
| Annual return | 24.42% | 23.30%+1.1pp | 335.11%-310.7pp | 73.15%-48.7pp |
| Employer contribution / active EE | $846 | $2,223-62.0% | $3,786-77.7% | $2,343-63.9% |
| Participant deferral / active EE | $1,719 | $3,297-47.9% | $4,482-61.6% | $3,332-48.4% |
| Admin fee / account holder | $1,515 | $5,066-70.1% | $8,021-81.1% | $4,645-67.4% |