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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,799 | $46,599+28.3% | $64,101-6.7% | $75,173-20.5% |
| Participation rate | 100.0% | 65.9%+34.1pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 8.80% | 26.06%-17.3pp | 33.72%-24.9pp | 160.72%-151.9pp |
| Employer contribution / active EE | $5,182 | $1,975+162.3% | $2,749+88.5% | $2,671+94.0% |
| Participant deferral / active EE | $3,003 | $2,837+5.9% | $3,881-22.6% | $4,126-27.2% |
| Admin fee / account holder | $10,186 | $2,956+244.6% | $3,070+231.7% | $5,651+80.3% |