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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,026 | $49,255+60.4% | $70,494+12.1% | $79,856-1.0% |
| Participation rate | 96.0% | 69.2%+26.8pp | 75.1%+20.9pp | 69.6%+26.4pp |
| Annual return | 1.83% | 30.10%-28.3pp | 109.16%-107.3pp | 31.71%-29.9pp |
| Employer contribution / active EE | $3,031 | $2,100+44.3% | $2,738+10.7% | $2,471+22.7% |
| Participant deferral / active EE | $1,858 | $2,768-32.9% | $3,711-49.9% | $3,741-50.3% |
| Admin fee / account holder | $1,585 | $2,879-44.9% | $3,848-58.8% | $5,306-70.1% |