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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,665 | $45,082+87.8% | $69,464+21.9% | $72,975+16.0% |
| Participation rate | 89.8% | 68.5%+21.3pp | 74.6%+15.2pp | 69.5%+20.3pp |
| Annual return | 4.80% | 22.66%-17.9pp | 28.98%-24.2pp | 81.01%-76.2pp |
| Employer contribution / active EE | $2,546 | $2,055+23.9% | $2,779-8.4% | $2,440+4.3% |
| Participant deferral / active EE | $1,252 | $2,604-51.9% | $3,536-64.6% | $3,608-65.3% |
| Admin fee / account holder | $1,613 | $3,057-47.2% | $3,840-58.0% | $5,124-68.5% |