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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,388 | $50,554+37.3% | $67,681+2.5% | $87,485-20.7% |
| Participation rate | 98.8% | 67.7%+31.1pp | 73.7%+25.1pp | 68.9%+29.8pp |
| Annual return | 9.57% | 17.81%-8.2pp | 590.58%-581.0pp | 26.06%-16.5pp |
| Employer contribution / active EE | $13,127 | $1,988+560.2% | $2,678+390.1% | $2,596+405.6% |
| Participant deferral / active EE | $2,618 | $2,961-11.6% | $3,976-34.1% | $4,274-38.7% |
| Admin fee / account holder | $4,180 | $4,132+1.2% | $6,100-31.5% | $7,775-46.2% |