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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,388 | $47,479+46.1% | $62,929+10.3% | $82,448-15.8% |
| Participation rate | 98.8% | 66.9%+31.9pp | 73.1%+25.7pp | 68.1%+30.7pp |
| Annual return | 9.57% | 20.34%-10.8pp | 1063.93%-1054.4pp | 41.64%-32.1pp |
| Employer contribution / active EE | $13,127 | $1,885+596.3% | $2,505+424.1% | $2,551+414.6% |
| Participant deferral / active EE | $2,618 | $2,870-8.8% | $3,888-32.7% | $4,139-36.7% |
| Admin fee / account holder | $4,180 | $3,804+9.9% | $5,065-17.5% | $7,234-42.2% |