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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,388 | $55,457+25.1% | $77,361-10.3% | $94,015-26.2% |
| Participation rate | 98.8% | 69.8%+29.0pp | 75.0%+23.8pp | 70.8%+28.0pp |
| Annual return | 9.57% | 15.57%-6.0pp | 1011.54%-1002.0pp | 17.84%-8.3pp |
| Employer contribution / active EE | $13,127 | $2,255+482.2% | $2,990+339.0% | $2,790+370.5% |
| Participant deferral / active EE | $2,618 | $3,069-14.7% | $3,911-33.1% | $4,249-38.4% |
| Admin fee / account holder | $4,180 | $4,334-3.5% | $5,894-29.1% | $8,951-53.3% |