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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,019 | $154,209-7.3% | $130,062+10.0% | $139,487+2.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 14.72% | 32.52%-17.8pp | -137.37%+152.1pp | 373.84%-359.1pp |
| Employer contribution / active EE | $11,069 | $5,292+109.1% | $4,322+156.1% | $4,755+132.8% |
| Participant deferral / active EE | $7,836 | $6,709+16.8% | $5,821+34.6% | $6,713+16.7% |
| Admin fee / account holder | $1,982 | $13,988-85.8% | $10,601-81.3% | $11,407-82.6% |