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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,243 | $135,645-61.5% | $110,243-52.6% | $135,380-61.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -9.84% | 513.24%-523.1pp | 314.76%-324.6pp | 519.81%-529.6pp |
| Employer contribution / active EE | $7,181 | $4,907+46.4% | $3,827+87.7% | $4,779+50.3% |
| Participant deferral / active EE | $0 | $5,507-100.0% | $4,672-100.0% | $5,609-100.0% |
| Admin fee / account holder | $697 | $11,458-93.9% | $8,548-91.9% | $10,828-93.6% |