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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,727 | $176,794-26.6% | $146,647-11.5% | $167,553-22.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 11.63% | 24.04%-12.4pp | 22.75%-11.1pp | 478.89%-467.3pp |
| Employer contribution / active EE | $10,601 | $5,161+105.4% | $4,137+156.2% | $4,840+119.0% |
| Participant deferral / active EE | $8,651 | $6,440+34.3% | $5,506+57.1% | $6,343+36.4% |
| Admin fee / account holder | $903 | $13,262-93.2% | $10,281-91.2% | $12,316-92.7% |