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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,035 | $135,956+225.9% | $123,894+257.6% | $273,972+61.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.76% | 56.63%-50.9pp | 47.52%-41.8pp | 41.46%-35.7pp |
| Employer contribution / active EE | $980 | $5,170-81.0% | $4,617-78.8% | $4,869-79.9% |
| Participant deferral / active EE | $5,911 | $6,343-6.8% | $5,984-1.2% | $5,287+11.8% |
| Admin fee / account holder | $26,041 | $9,817+165.3% | $8,357+211.6% | $10,133+157.0% |