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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,738 | $148,629+226.8% | $135,982+257.2% | $139,487+248.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.58% | 79.33%-65.8pp | 68.32%-54.7pp | 373.84%-360.3pp |
| Employer contribution / active EE | $1,866 | $5,247-64.4% | $4,859-61.6% | $4,755-60.8% |
| Participant deferral / active EE | $5,085 | $8,102-37.2% | $7,760-34.5% | $6,713-24.2% |
| Admin fee / account holder | $20,499 | $12,406+65.2% | $10,767+90.4% | $11,407+79.7% |