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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,739 | $75,962-24.0% | $154,111-62.5% | $64,173-10.0% |
| Participation rate | 64.1% | 70.4%-6.3pp | 83.0%-18.9pp | 69.6%-5.5pp |
| Annual return | -4.66% | 30.32%-35.0pp | 735.18%-739.8pp | 7.63%-12.3pp |
| Employer contribution / active EE | $1,246 | $3,350-62.8% | $5,298-76.5% | $2,381-47.7% |
| Participant deferral / active EE | $1,484 | $3,175-53.3% | $5,081-70.8% | $3,470-57.2% |
| Admin fee / account holder | $22,141 | $5,589+296.2% | $13,411+65.1% | $4,887+353.0% |