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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,258 | $84,236-13.0% | $170,435-57.0% | $70,126+4.5% |
| Participation rate | 66.7% | 70.8%-4.2pp | 83.6%-16.9pp | 69.5%-2.9pp |
| Annual return | 12.59% | 23.06%-10.5pp | 205.94%-193.3pp | 73.15%-60.6pp |
| Employer contribution / active EE | $1,576 | $3,387-53.5% | $5,432-71.0% | $2,343-32.7% |
| Participant deferral / active EE | $2,112 | $3,086-31.5% | $4,939-57.2% | $3,332-36.6% |
| Admin fee / account holder | $1,866 | $5,698-67.3% | $13,881-86.6% | $4,645-59.8% |