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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,922 | $75,832-23.6% | $147,617-60.8% | $59,633-2.9% |
| Participation rate | 62.2% | 71.6%-9.4pp | 84.6%-22.5pp | 68.7%-6.5pp |
| Annual return | 6.34% | 0.37%+6.0pp | 61.98%-55.6pp | 2041.45%-2035.1pp |
| Employer contribution / active EE | $2,082 | $3,485-40.2% | $5,564-62.6% | $2,203-5.5% |
| Participant deferral / active EE | $1,426 | $3,131-54.5% | $4,895-70.9% | $3,192-55.3% |
| Admin fee / account holder | $6,851 | $5,986+14.5% | $11,612-41.0% | $4,297+59.4% |