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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,078 | $81,358-28.6% | $155,556-62.7% | $80,959-28.3% |
| Participation rate | 75.7% | 66.3%+9.4pp | 78.2%-2.5pp | 67.7%+8.0pp |
| Annual return | 14.38% | 33.39%-19.0pp | 64.84%-50.5pp | 35.67%-21.3pp |
| Employer contribution / active EE | $2,916 | $3,106-6.1% | $4,675-37.6% | $2,757+5.7% |
| Participant deferral / active EE | $3,369 | $3,455-2.5% | $5,631-40.2% | $4,300-21.7% |
| Admin fee / account holder | $1,251 | $7,994-84.3% | $15,885-92.1% | $6,925-81.9% |