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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,299 | $62,586+258.4% | $76,766+192.2% | $64,181+249.5% |
| Participation rate | 96.0% | 72.8%+23.2pp | 77.0%+19.0pp | 69.6%+26.4pp |
| Annual return | -4.28% | -1.95%-2.3pp | 2.43%-6.7pp | 7.63%-11.9pp |
| Employer contribution / active EE | $13,733 | $1,832+649.7% | $2,485+452.6% | $2,381+476.9% |
| Participant deferral / active EE | $6,935 | $3,145+120.5% | $3,851+80.1% | $3,470+99.9% |
| Admin fee / account holder | $1,406 | $4,667-69.9% | $6,675-78.9% | $4,887-71.2% |