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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,577 | $98,240+131.7% | $82,313+176.5% | $147,585+54.2% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 14.41% | 30.85%-16.4pp | 25.88%-11.5pp | 578.58%-564.2pp |
| Employer contribution / active EE | $12,921 | $3,192+304.8% | $2,428+432.1% | $4,876+165.0% |
| Participant deferral / active EE | $6,418 | $4,383+46.4% | $3,706+73.2% | $5,439+18.0% |
| Admin fee / account holder | $14,305 | $8,563+67.1% | $5,608+155.1% | $10,886+31.4% |