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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,713 | $30,437+155.3% | $56,033+38.7% | $74,459+4.4% |
| Participation rate | 43.4% | 32.9%+10.5pp | 52.5%-9.1pp | 67.2%-23.8pp |
| Annual return | 10.89% | 24.96%-14.1pp | 1711.38%-1700.5pp | 1369.70%-1358.8pp |
| Employer contribution / active EE | $708 | $610+16.0% | $1,041-32.0% | $2,626-73.1% |
| Participant deferral / active EE | $1,527 | $1,176+29.8% | $1,954-21.9% | $4,350-64.9% |
| Admin fee / account holder | $1,883 | $2,363-20.3% | $2,827-33.4% | $1,945-3.2% |