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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,713 | $30,421+155.5% | $56,077+38.6% | $74,429+4.4% |
| Participation rate | 43.4% | 32.9%+10.5pp | 52.5%-9.1pp | 67.2%-23.8pp |
| Annual return | 10.89% | 24.94%-14.0pp | 1709.28%-1698.4pp | 1368.38%-1357.5pp |
| Employer contribution / active EE | $708 | $610+16.1% | $1,040-32.0% | $2,625-73.0% |
| Participant deferral / active EE | $1,527 | $1,175+29.9% | $1,954-21.9% | $4,348-64.9% |
| Admin fee / account holder | $1,883 | $2,363-20.3% | $2,825-33.4% | $1,944-3.2% |