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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,501 | $198,457-35.3% | $170,435-24.6% | $147,586-12.9% |
| Participation rate | 85.7% | 88.0%-2.3pp | 83.6%+2.1pp | 82.8%+2.9pp |
| Annual return | 11.62% | 257.30%-245.7pp | 205.94%-194.3pp | 578.59%-567.0pp |
| Employer contribution / active EE | $9,356 | $6,183+51.3% | $5,432+72.2% | $4,876+91.9% |
| Participant deferral / active EE | $5,416 | $5,629-3.8% | $4,939+9.7% | $5,439-0.4% |
| Admin fee / account holder | $2,237 | $16,852-86.7% | $13,881-83.9% | $10,886-79.5% |