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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,121 | $202,342-37.7% | $172,753-27.0% | $152,909-17.5% |
| Participation rate | 87.5% | 87.1%+0.4pp | 82.6%+4.9pp | 82.5%+5.0pp |
| Annual return | 14.24% | 1029.88%-1015.6pp | 803.00%-788.8pp | 345.46%-331.2pp |
| Employer contribution / active EE | $6,040 | $5,857+3.1% | $5,144+17.4% | $4,764+26.8% |
| Participant deferral / active EE | $4,813 | $5,948-19.1% | $5,198-7.4% | $5,851-17.7% |
| Admin fee / account holder | $2,478 | $17,112-85.5% | $13,956-82.2% | $11,601-78.6% |