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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,933 | $88,603+113.2% | $69,890+170.3% | $134,545+40.4% |
| Participation rate | 85.7% | 74.9%+10.8pp | 70.5%+15.2pp | 81.2%+4.5pp |
| Annual return | -7.47% | 442.93%-450.4pp | 190.84%-198.3pp | 418.37%-425.8pp |
| Employer contribution / active EE | $9,437 | $3,236+191.6% | $2,560+268.6% | $4,742+99.0% |
| Participant deferral / active EE | $10,496 | $4,771+120.0% | $3,848+172.7% | $6,401+64.0% |
| Admin fee / account holder | $20,132 | $10,443+92.8% | $6,267+221.2% | $11,431+76.1% |