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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,018 | $104,577+86.5% | $76,667+154.4% | $152,909+27.5% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 9.62% | 1014.36%-1004.7pp | 1166.74%-1157.1pp | 345.46%-335.8pp |
| Employer contribution / active EE | $7,258 | $3,119+132.7% | $2,303+215.2% | $4,764+52.4% |
| Participant deferral / active EE | $10,158 | $4,237+139.7% | $3,336+204.5% | $5,851+73.6% |
| Admin fee / account holder | $53,029 | $12,290+331.5% | $6,423+725.6% | $11,601+357.1% |