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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,112 | $105,960+85.1% | $81,726+140.0% | $158,982+23.4% |
| Participation rate | 92.3% | 75.6%+16.7pp | 72.0%+20.3pp | 82.0%+10.3pp |
| Annual return | 7.17% | 38.19%-31.0pp | 29.49%-22.3pp | 302.99%-295.8pp |
| Employer contribution / active EE | $8,436 | $7,805+8.1% | $4,311+95.7% | $4,763+77.1% |
| Participant deferral / active EE | $9,543 | $13,011-26.7% | $7,108+34.3% | $5,983+59.5% |
| Admin fee / account holder | $24,623 | $8,494+189.9% | $5,160+377.2% | $11,252+118.8% |