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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,139 | $118,454+174.5% | $98,441+230.3% | $139,427+133.2% |
| Participation rate | 41.7% | 77.5%-35.8pp | 75.2%-33.5pp | 80.3%-38.7pp |
| Annual return | 12.66% | 18.94%-6.3pp | 21.16%-8.5pp | 373.27%-360.6pp |
| Employer contribution / active EE | $0 | $3,610-100.0% | $3,048-100.0% | $4,752-100.0% |
| Participant deferral / active EE | $7,637 | $5,392+41.6% | $4,738+61.2% | $6,711+13.8% |
| Admin fee / account holder | $53 | $14,053-99.6% | $8,960-99.4% | $11,404-99.5% |