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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,349 | $127,762+130.4% | $106,545+176.3% | $167,497+75.7% |
| Participation rate | 53.8% | 78.3%-24.4pp | 76.1%-22.3pp | 82.1%-28.3pp |
| Annual return | 13.77% | 33.87%-20.1pp | 26.80%-13.0pp | 478.62%-464.9pp |
| Employer contribution / active EE | $0 | $3,427-100.0% | $2,819-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $6,154 | $5,087+21.0% | $4,398+39.9% | $6,341-3.0% |
| Admin fee / account holder | $11 | $11,226-99.9% | $7,407-99.9% | $12,310-99.9% |