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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,366 | $117,895-67.5% | $102,460-62.6% | $145,897-73.7% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 12.64% | 31.92%-19.3pp | 29.47%-16.8pp | 552.29%-539.6pp |
| Employer contribution / active EE | $1,008 | $3,619-72.1% | $3,025-66.7% | $4,663-78.4% |
| Participant deferral / active EE | $1,858 | $5,736-67.6% | $5,056-63.2% | $6,689-72.2% |
| Admin fee / account holder | $34,078 | $13,353+155.2% | $9,460+260.2% | $13,390+154.5% |