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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,551 | $183,627+51.7% | $155,602+79.0% | $145,978+90.8% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.7pp | 80.3%+12.6pp |
| Annual return | 32.24% | 61.32%-29.1pp | 64.81%-32.6pp | 550.52%-518.3pp |
| Employer contribution / active EE | $11,711 | $5,316+120.3% | $4,675+150.5% | $4,662+151.2% |
| Participant deferral / active EE | $7,401 | $6,466+14.5% | $5,629+31.5% | $6,690+10.6% |
| Admin fee / account holder | $9,495 | $19,327-50.9% | $15,923-40.4% | $13,400-29.1% |