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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,551 | $183,516+51.8% | $155,534+79.1% | $145,884+90.9% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 32.24% | 61.43%-29.2pp | 64.92%-32.7pp | 551.85%-519.6pp |
| Employer contribution / active EE | $11,711 | $5,315+120.3% | $4,675+150.5% | $4,662+151.2% |
| Participant deferral / active EE | $7,401 | $6,467+14.4% | $5,630+31.4% | $6,690+10.6% |
| Admin fee / account holder | $9,495 | $19,293-50.8% | $15,900-40.3% | $13,392-29.1% |