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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,305 | $95,915-56.9% | $79,580-48.1% | $134,532-69.3% |
| Participation rate | 60.0% | 75.0%-15.0pp | 69.5%-9.5pp | 81.2%-21.2pp |
| Annual return | -11.95% | -2.71%-9.2pp | 0.15%-12.1pp | 418.27%-430.2pp |
| Employer contribution / active EE | $813 | $3,129-74.0% | $2,413-66.3% | $4,741-82.8% |
| Participant deferral / active EE | $5,824 | $4,693+24.1% | $3,985+46.1% | $6,401-9.0% |
| Admin fee / account holder | $30,248 | $9,132+231.2% | $6,835+342.5% | $11,429+164.7% |