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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,517 | $95,979-58.8% | $74,551-47.0% | $135,380-70.8% |
| Participation rate | 57.1% | 75.7%-18.5pp | 69.1%-12.0pp | 82.6%-25.5pp |
| Annual return | -4.39% | 56.97%-61.4pp | 32.53%-36.9pp | 519.81%-524.2pp |
| Employer contribution / active EE | $603 | $2,716-77.8% | $1,961-69.2% | $4,779-87.4% |
| Participant deferral / active EE | $5,710 | $3,844+48.6% | $3,108+83.7% | $5,609+1.8% |
| Admin fee / account holder | $1,037 | $6,522-84.1% | $5,059-79.5% | $10,828-90.4% |