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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,160 | $106,923-51.2% | $84,023-37.9% | $152,909-65.9% |
| Participation rate | 55.0% | 75.3%-20.3pp | 69.0%-14.0pp | 82.5%-27.5pp |
| Annual return | 14.99% | 105.02%-90.0pp | 71.32%-56.3pp | 345.46%-330.5pp |
| Employer contribution / active EE | $754 | $2,735-72.4% | $1,984-62.0% | $4,764-84.2% |
| Participant deferral / active EE | $5,906 | $4,013+47.2% | $3,239+82.3% | $5,851+0.9% |
| Admin fee / account holder | $1,775 | $8,289-78.6% | $6,102-70.9% | $11,601-84.7% |