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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,887 | $79,894+122.7% | $135,792+31.0% | $82,637+115.3% |
| Participation rate | 100.0% | 63.0%+37.0pp | 72.6%+27.4pp | 68.1%+31.9pp |
| Annual return | 14.13% | 17.20%-3.1pp | 25.96%-11.8pp | 53.51%-39.4pp |
| Employer contribution / active EE | $13,870 | $2,165+540.6% | $3,496+296.8% | $2,552+443.5% |
| Participant deferral / active EE | $14,142 | $3,194+342.8% | $4,759+197.1% | $4,126+242.7% |
| Admin fee / account holder | $7,557 | $6,434+17.5% | $12,266-38.4% | $7,339+3.0% |