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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,703 | $61,605+74.8% | $112,273-4.1% | $75,173+43.3% |
| Participation rate | 100.0% | 61.7%+38.3pp | 72.4%+27.6pp | 67.2%+32.8pp |
| Annual return | 20.59% | 28.47%-7.9pp | 30.23%-9.6pp | 160.72%-140.1pp |
| Employer contribution / active EE | $17,392 | $2,015+762.9% | $3,431+406.8% | $2,671+551.1% |
| Participant deferral / active EE | $11,843 | $3,108+281.0% | $4,800+146.7% | $4,126+187.0% |
| Admin fee / account holder | $12,468 | $4,862+156.4% | $7,752+60.8% | $5,651+120.7% |