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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,177 | $53,128+88.6% | $86,582+15.7% | $70,126+42.9% |
| Participation rate | 75.0% | 65.3%+9.7pp | 73.5%+1.5pp | 69.5%+5.5pp |
| Annual return | 17.46% | 27.66%-10.2pp | 965.08%-947.6pp | 73.15%-55.7pp |
| Employer contribution / active EE | $867 | $2,068-58.1% | $2,839-69.5% | $2,343-63.0% |
| Participant deferral / active EE | $4,199 | $2,695+55.8% | $3,609+16.4% | $3,332+26.0% |
| Admin fee / account holder | $1,634 | $3,584-54.4% | $4,904-66.7% | $4,645-64.8% |