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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,794 | $58,275+220.5% | $81,844+128.2% | $80,935+130.8% |
| Participation rate | 85.3% | 63.5%+21.8pp | 72.4%+12.9pp | 67.7%+17.6pp |
| Annual return | 10.63% | 41.82%-31.2pp | 778.87%-768.2pp | 35.66%-25.0pp |
| Employer contribution / active EE | $1,231 | $2,346-47.5% | $2,916-57.8% | $2,757-55.3% |
| Participant deferral / active EE | $5,725 | $3,285+74.3% | $4,323+32.4% | $4,299+33.2% |
| Admin fee / account holder | $1,887 | $4,749-60.3% | $7,355-74.3% | $6,924-72.8% |