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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,541 | $237,565-16.8% | $141,177+39.9% | - |
| Participation rate | 91.9% | 70.1%+21.8pp | 82.5%+9.4pp | - |
| Annual return | 22.22% | 19.47%+2.7pp | 71.40%-49.2pp | - |
| Employer contribution / active EE | $5,757 | $2,430+136.9% | $4,736+21.6% | - |
| Participant deferral / active EE | $4,543 | $5,165-12.0% | $6,710-32.3% | - |
| Admin fee / account holder | $13,053 | $15,211-14.2% | $10,263+27.2% | - |