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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,155 | $98,766+119.9% | $149,730+45.0% | $79,852+171.9% |
| Participation rate | 96.6% | 75.8%+20.8pp | 82.5%+14.1pp | 69.6%+27.0pp |
| Annual return | 10.39% | 27.43%-17.0pp | 276.70%-266.3pp | 31.72%-21.3pp |
| Employer contribution / active EE | $6,875 | $3,217+113.7% | $4,645+48.0% | $2,471+178.2% |
| Participant deferral / active EE | $6,696 | $5,681+17.9% | $6,843-2.1% | $3,740+79.0% |
| Admin fee / account holder | $2,591 | $6,052-57.2% | $9,310-72.2% | $5,306-51.2% |