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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,736 | $117,829-74.8% | $102,423-71.0% | $145,877-79.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 19.33% | 31.83%-12.5pp | 29.42%-10.1pp | 551.28%-531.9pp |
| Employer contribution / active EE | $1,941 | $3,615-46.3% | $3,023-35.8% | $4,663-58.4% |
| Participant deferral / active EE | $4,415 | $5,732-23.0% | $5,054-12.6% | $6,691-34.0% |
| Admin fee / account holder | $2,256 | $13,335-83.1% | $9,455-76.1% | $13,402-83.2% |