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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,506 | $88,702-13.7% | $81,780-6.4% | $145,978-47.6% |
| Participation rate | 57.1% | 75.0%-17.9pp | 72.4%-15.2pp | 80.3%-23.1pp |
| Annual return | 13.23% | 1029.12%-1015.9pp | 776.27%-763.0pp | 550.52%-537.3pp |
| Employer contribution / active EE | $5,821 | $3,084+88.7% | $2,914+99.8% | $4,662+24.9% |
| Participant deferral / active EE | $7,317 | $4,645+57.5% | $4,321+69.3% | $6,690+9.4% |
| Admin fee / account holder | $35,252 | $8,414+318.9% | $7,384+377.4% | $13,400+163.1% |